Foreclosure Prevention Tools
Foreclosure Seminar
As a Realtor®, it's important to be knowledgeable about the challenges homeowners face with foreclosures. PAR encourages you to share the following resources with your clients and your community.

Pennsylvania Housing Finance Agency (PHFA)
PHFA has established the Foreclosure Mitigation Counseling Initiative to help interested homeowners save their homes. Twenty-eight counseling agencies in the PHFA Comprehensive Housing Counseling network are participating in this program.

PHFA’s Foreclosure Prevention Programs
Homeownership Programs Hotline: 800-822-1174

U.S. Department of Housing and Urban Development (HUD)
HUD has developed guidelines for helping to avoid foreclosure, as well as a list of HUD-approved housing counseling agencies for those already struggling to save their home. Call 800-569-4287 to receive information from HUD or a HUD certified counseling agency.

Federal Reserve System of Philadelphia
The Federal Reserve Banks have established Foreclosure Resource Centers to help address local and regional challenges in their mortgage markets and local communities.  In addition, they have dynamic maps and data that illustrate subprime and alt-A mortgage loan conditions across the United States.  The Federal Reserve of Philadelphia has developed a toolkit to assist communities in addressing the current turmoil in the housing market and minimize the impact of foreclosures on neighborhoods. Web links and local resources are included.

Urban Affairs Coalition
The Urban Affairs Coalition has created a Foreclosure Prevention Resource Guide to raise awareness about the home foreclosure process, related grant and loan programs and housing counseling resources for the five-county Philadelphia metropolitan area. The
Guide is designed to help professionals who encounter homeowners facing foreclosure, as well as to demystify the foreclosure process for homeowners and help them take advantage of the opportunities to preserve ownership of their homes.

Foreclosure-response.org
This website offers resources intended to help states and localities respond to the foreclosure crisis.  It includes a Q&A on foreclosure prevention, a policy guide, and customized maps and data for your community. The site is maintained by the Center for Housing Policy, KnowledgePlex, Local Initiatives Support Corporation (LISC), and the Urban Institute.

KnowYourOptions.com by Fannie Mae
Fannie Mae created KnowYourOptions.com™ to help homeowners struggling with mortgage payments or facing foreclosure. They also set up a Homeowner’s HOPE Hotline to contact a housing counselor: 888-995-HOPE.

Making Home Affordable Program
The Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives (HAFA) Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.

NeighborWorks America
Provides free foreclosure prevention counseling by expert counselors at HUD-approved agencies. Homeowners facing foreclosure can seek help by visiting FindAForeclosureCounselor.org.

Pennsylvania Housing Finance Agency (PHFA)
PHFA has established the Foreclosure Mitigation Counseling Initiative to help interested homeowners save their homes. Twenty-eight counseling agencies in the PHFA Comprehensive Housing Counseling network are participating in this program.

Project HOPE NOW
HOPE NOW is an alliance between HUD-approved counseling agents, mortgage companies, investors and other mortgage market participants that provides free foreclosure prevention assistance. Call 888-995-HOPE (4673) for help.

Federal Home Loan Bank of Pittsburgh
FHLBank partnered with the Pennsylvania Housing Finance Agency (PHFA) and the Delaware State Housing Authority (DSHA) to present a series of summits designed to help civic leaders learn more about specific ways they can help homeowners avoid foreclosure.

Mortgage Company Contact Information:

Upcoming Events

May 22, 2012
Date: May 22, 2012 Time: 8:30 am - 12:00 pm
Date: May 22, 2012 Time: 1:30 pm - 5:00 pm