Pennsylvania Housing Finance Agency
The Pennsylvania Housing Finance Agency (PHFA) began its single family homeownership programs in 1982 and to date has financed more than 100,000 homes for Commonwealth families. Although PHFA provides the funds for mortgage loans to home buyers who meet program eligibility requirements, it makes the financing available through local lenders across the Commonwealth, not directly to borrowers. Funding for PHFA’s single family programs comes from the sale of mortgage revenue bonds to investors across the country, not from state appropriations. Call the PHFA Home Buyer Hotline at 1-800-822-1174 with questions.
PA Department of Community and Economic Development (DCED)
The goal of DCED is to foster opportunities for businesses and communities to succeed and thrive, thereby enabling Pennsylvanians to achieve a superior quality of life. To that end, DCED offers numerous grants, loans, and initiatives including the Core Communities Housing Program, HOME Program, Home Ownership Choice Program, Housing and Redevelopment Assistance, and PA Accessible Housing Program.